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4 Questions to Ask a Car Insurance Agent
Understanding your car insurance needs are crucial when it comes time to purchase a car insurance policy. You may not have all of the answers from the start, however— especially if you are purchasing...
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Can You Cancel an Auto Insurance Policy with an Open Claim?
As a rule, you are free to cancel your auto insurance policy whenever you want. An auto insurance policy is an agreement between the driver (or policyholder) and the insurer, and either party has the...
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How is Home Insurance Calculated?
Insurance providers generally calculate the cost of your home insurance based on your risk level. The higher risk you present of filing a claim and/or causing your insurance provider money, the more...
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Safe Driving Saves Money
Did You Know?Your automobile insurance premium is a direct result of your driving record. The amount is determined by the insurance company to cover the costs of insuring you and your family as drivers...
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Mobile Home Insurance
If you have a mobile home, you may be wondering how you can secure proper coverage to protect your property and belongings. That’s where mobile home insurance can come in handy.The BasicsObtaining...
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How Does an Insurer Decide My Car’s Value?
The value of your vehicle begins depreciating as soon as you drive off the lot after signing the papers. This value is crucial when it comes both to selling and buying your vehicle as well as figuring...
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Homeowners Insurance 101
When you purchase a home, the last thing on your mind ishome insurance. You are ready to decorate and move in, with little regard for your home insurance coverage. However, homeowners insurance...
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Annual vs. Monthly Payments
When signing up for auto insurance, you have the option of making a single annual payment instead of monthly payments. In some cases, this isn't a bad idea, but there are pros and cons to the annual...
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How to Keep Your Car Cooler in Hot Weather
Even though we’re heading toward fall, there are plenty of areas that are still plagued by extreme heat at this time of year. If you live in a warm climate, you’ve probably just about had it with...
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Mistakes to Avoid When Applying for Auto Insurance
You may not think an error on your auto insurance application is a big deal, but the consequences can be costly. Providing inaccurate information on your application can lead to increased premiums,...
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The Most Dangerous Room in Your Home
Since a home fire is such a devastating event, it is often assumed that the kitchen is the most dangerous room in the house. However this is not true according to a study by the Centers for Disease...
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Are Your Trees a Danger to Your Home?
Large mature trees provide shade in the summer and beautiful foliage in the fall. However, they can also be a year round hazard to your home. The fall and winter seasons are especially difficult times...
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Home insurance is required if you have a mortgage on your home, but that does...
Home insurance is required if you have a mortgage on your home, but that does not mean you can’t find ways to save money on your homeowners insurance policy. Here are several ways you can pay a lower...
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4 Reasons It’s Not Okay to Let Others Drive Your Vehicle
As Americans, we love vehicles. We love cars, trucks and SUVs. Our vehicles are a part of our liberty. They get us where we need to be, when we need to be there. Additionally, whether new or used, we...
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Common Home Insurance Claims and The Benefits that Cover Them
You want to buy home insurance because of the instrumental protection it provides when helping you protect your property value and your net worth. Most mortgage lenders require loan applicants to have...
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4 Tips for Saving On Car Insurance
Everyone is looking for ways to cut costs these days. Ideas like turning down your thermostat and carpooling are commonly mentioned, but don't overlook reducing your insurance rates. Here are four tips...
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Preparing To Buy Your First Home
Buying a house isn't as easy as choosing one that you like and going through the legal and financial process. If you want to be well prepared for the world of homeownership, then you want to take...
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How to File an Auto Insurance Claim After a Natural Disaster
When a natural disaster hits an area, you know that you won't be the only person filing a car insurance claim for damage to their possessions. Whether your windows were broken during a storm or your...
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Protecting Your Valuables with Home Insurance
As a homeowner, a comprehensive homeowners insurance policy is one of the most important things you can have. While it’s standard for the structure and contents to be protected, there are a few things...
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Will Auto Insurance Cover an Animal Strike?
Suppose that you are in the car one day, and suddenly a deer runs in front of your vehicle. You don’t have time to react, and wind up hitting the deer. You might also wind up skidding off the road and...
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